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"People who are going to sell untaxed cigarettes are going to sell untaxed cigarettes," she said

By and large, tobacco settlement securitizations transferred the risk of such cash flow declines to bondholders, and issuers are ostensibly under no legal obligation to provide additional sources of repayment

For a majority of smokers, a simple Click Button lighter can be sufficient

"Consider: CVS' tobacco decision is expected to subtract six to nine cents from its yearly earnings per share

Covington HE, Miczek KA (2001) Repeated social-defeat stress, cocaine or morphine

Assets that are jointly owned, or those that have a designated beneficiary do not have to go through probate