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Depending on the carrier and the policy, the re-rating process may involve requesting a rate-class review on the existing policy or re-applying for new coverage at non-smoker rates the specific mechanism depends on the carriers policies and whether the original application was structured to facilitate future re-rating

Griffiths, Oral caffeine maintenance potentiates the reinforcing and stimulant subjective effects of intravenous nicotine in cigarette smokers, Psychopharmacology (Berl) 165 (2003) 280290

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