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If a prospect is over 40 years old or seeks a high sum assured, insurers may insist on medical tests

Although smoking rates have declined in recent years, it still remains that more than 5,200 people in Ireland die every year from the effects of smoking, and half of all smokers will die from smoking-related diseases, according to the Marie Keating Foundation

Senate President Steve Sweeney (D-Camden) said since the bill would impact tax revenue it made sense to postpone consideration of the issue until the budget discussions this spring

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As these products are not regulated, the quality and safety of e-cigarettes is not known

Purchasing Frequency Smokers who opt for larger packs may purchase cigarettes less frequently, which can reduce the visibility of health warnings and other anti-smoking messages displayed in stores